Putting Your Home on the Line - a Line of Credit That Is
A home equity line of credit is a ‘revolving credit’, similar to a credit card in that you have a maximum limit that you are able to use, but that money can be used again as soon as it’s been paid off. The major difference amoung a home equity line of credit and a credit card, …
Financial Personalities, Pt.II
Here are another three types of financial personalities, in one of which you might recognize yourself.
Financial Personality #4: The Experienced
Your Traits: You manage your credit cards in that responsible, confident way that is characteristic of humans with sober mind, organized and business…
American Express Blue Vs Blue Sky
I got the following question from a reader :
What is the difference amoung the Amex Blue and the Blue Sky? I am thinking of getting a card to use for airline rewards. My understanding is that the Blue card has membership rewards and that it is a great program. I additionally know that you can use po…
Identity Thieves Face Day in Court
When we think of identity thieves, we tend to picture shady characters pawing through trash bins or calling society up and asking for their personal financial knowledge while posing as IRS officials. But two young citizens are now admitting to a jet-setting identity theft scam that took them around …
Credit scam Charges Dropped in James Case
Sharpe James, the former mayor of Newark, won’t be going to trial a second day. He was convicted on hoax and conspiracy charges stemming from shady real estate transactions. A second trial, accusing James of deceitful credit card purchases, was scheduled for July. But due to the costs such a t…
6 Ways Credit Cards produce Life Easier
Credit cards construct life easier in many ways. They allow us to pay for items by instance. They let us reserve hotel rooms, plane tickets, and rental cars. Many of them even give us rewards just for using them to build daily purchases. And, of course, they can improve our credit scores to open the…
The Worst Identity Theft Scams of the Year
Identity theft. Those two words can strike fear in the hearts of card holders everywhere. It seems like you can’t trust anyone these days. Even friends and co-workers can access your info and open a line of credit in your name. Worse, businesses that drop the ball on their protection measures…
