Archive for January, 2008
Protecting Yourself From Identity Theft
Identity theft is becoming extremely critical, as my parents in their 50’s recently found out. After looking at credit card statements, they realized their identities has been compromised when a lot of adult website charges were showing up on their bill. Some how the carder (someone who uses…
Why Minimum Monthly Payments Will Cost You Big
Sometimes credit cards invent life a little too easy. How is that possible? By allowing us to assemble purchases we really can’t afford, and next giving us an unlimited amount of date to pay off the debt. It sounds great in theory, but ask a card holder who’s been paying off the same debt for ye…
Should You Co-Sign for a Credit Card?
Face it: humans are far from perfect. Being the dominant species on the planet doesn’t mean we always manufacture the best choices. Sometimes those poor choices are related to our credit. In those cases, mistakes can haunt us for years to come.
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So what whether a loved one with less than …
Risk Free Student Credit Card
You can help your college student learn responsible credit card use with a card like the Citi Dividend Platinum choose Visa (for college students). There is no annual fee and you can set the card limit. You will want to set it low to start with, so perhaps $500.
How is it risk free? You can us…
Don’t Want “RFID” On Your Plastic?
There’s all sorts of advice online about how to disable RFID chips and tags, and now that they’re starting to show up uninvited on credit cards, you might be tempted to try some of those tactics. But as a reader found out, many credit card issuers will simply swap out your newfangled RFI…
All Aboard… With Your Credit Card!
If you’re boarding a train in Connecticut, you just might want to bring your credit card. Metro-North trains will start accepting credit cards for onboard ticket sales in April. Passengers on the New Haven, Hudson, and Harlem lines will be the first to enjoy the new $3.6 million system.
The ra…
How Will Fed Rate Cut Affect Credit Card Holders?
In an attempt to head off a recession, the Federal Reserve has slashed interest rates again. Like most decisions, that is good for some humans and poor for others. In specific, consumers who carry a credit card balance might get to breathe a sigh of relief. thereupon again, they might not.
Says CNN …
