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I got the following question from a reader :

What is the difference amoung the Amex Blue and the Blue Sky? I am thinking of getting a card to use for airline rewards. My understanding is that the Blue card has membership rewards and that it is a great program. I additionally know that you can use points for other things other than travel rewards for the Blue. Which is the better card for me whether I want to use it for travel rewards?

Answer : There is a major difference amidst the two cards. So let’s take a look at both of them.

Firstly, the Amex Blue card is actually not geared towards travel rewards. The traditional Amex charge cards (like the Green, Gold and Platinum Cards) is linked to the Membership Rewards program, which has 20 airline partners at present. For these cards, you earn one point for every dollar you spend on the card. You can transfer one point into one airmile for most airline partners. The amex charge cards all have an annual fee.

The Blue Card is based on a scaled down version of the Membership Rewards program, which is the Membership Rewards Express

Program. that program is precisely identical to the Membership Rewards program except the airline rewards program. You cannot transfer points to airline partners. But instead, you can use points to buy airline tickets and you can pay an airline ticket with part points and the rest with your card whether you do not have sufficient points. In a way, that functions more like a regular credit card reward program.

The Blue Sky is specially targeted at public who just want to use points for airline travel. You simply have to book your travel expenses on the card and whether it qualifies, next you will rebates from those expenditure. These rebates will thereupon seem in your next statement as a credit. The advantages of the Blue Sky is that it is really hassle free - no blackout dates or any of the other restrictions that are common in other programs.

So my advice to that question is whether you want to use the card solely for travel, the Blue Sky is probably the better card. whether you mean to use reward points for other rewards, the the Blue Card will probably be the better bet.

Orginal post by Mr Credit Card