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Most savvy consumers know about the FICO score — the three-digit number that companies use to determine interest rates. Even though Fair Isaac has published the main factors that affect FICO credit scores, many still wonder what will happen to their credit scores whether they cancel credit cards

or sign up for new ones.

With no clear-cut answers as to how specific actions impact a score, consumers must resort to trial-and-error credit management, or they do nothing for fear of making any changes that might damage their credit ratings.

Orginal post by CreditPro