Credit Repair Information

Putting Your Home on the Line - a Line of Credit That Is

Sun, 18 May 2008 03:43:00 +0000

A home equity line of credit is a ‘revolving credit’, similar to a credit card in that you have a maximum limit that you are able to use, but that money can be used again as soon as it’s been paid off.Â The major difference amoung a home equity line of credit and a credit card, …

Credit Tips

Financial Personalities, Pt.II

Fri, 16 May 2008 10:11:36 +0000

Here are another three types of financial personalities, in one of which you might recognize yourself.
Financial Personality #4: The Experienced
Your Traits: You manage your credit cards in that responsible, confident way that is characteristic of humans with sober mind, organized and business…

Credit Cards

American Express Blue Vs Blue Sky

Fri, 16 May 2008 06:54:24 +0000

I got the following question from a reader :
What is the difference amoung the Amex Blue and the Blue Sky? I am thinking of getting a card to use for airline rewards. My understanding is that the Blue card has membership rewards and that it is a great program. I additionally know that you can use po…

Credit Cards

Identity Thieves Face Day in Court

Thu, 15 May 2008 22:02:00 +0000

When we think of identity thieves, we tend to picture shady characters pawing through trash bins or calling society up and asking for their personal financial knowledge while posing as IRS officials. But two young citizens are now admitting to a jet-setting identity theft scam that took them around …

Credit Tips

Credit scam Charges Dropped in James Case

Thu, 15 May 2008 21:53:00 +0000

Sharpe James, the former mayor of Newark, won’t be going to trial a second day. He was convicted on hoax and conspiracy charges stemming from shady real estate transactions. A second trial, accusing James of deceitful credit card purchases, was scheduled for July. But due to the costs such a t…

Credit Tips

6 Ways Credit Cards produce Life Easier

Thu, 15 May 2008 01:00:00 +0000

Credit cards construct life easier in many ways. They allow us to pay for items by instance. They let us reserve hotel rooms, plane tickets, and rental cars. Many of them even give us rewards just for using them to build daily purchases. And, of course, they can improve our credit scores to open the…

Credit Cards

The Worst Identity Theft Scams of the Year

Thu, 15 May 2008 01:00:00 +0000

Identity theft. Those two words can strike fear in the hearts of card holders everywhere. It seems like you canâ€™t trust anyone these days. Even friends and co-workers can access your info and open a line of credit in your name. Worse, businesses that drop the ball on their protection measures…

Credit Cards

When 0% APR Can Really Help

Thu, 15 May 2008 01:00:00 +0000

One of the biggest downfalls of using credit cards to invent purchases is the interest rate. whether you carry a balance from month to month, you can expect to pay more for your purchases than whether youâ€™d paid cash. But some cards offer phases where you donâ€™t have to pay interest at …

Credit Cards

Credit or Debit Cards?

Wed, 14 May 2008 18:22:00 +0000

If you’re debating whether debit cards or credit cards are best for you, that commentary can help you decide. Debit cards have changed in the last few years, and some of the changes â€” such as overdraft protection and usage fees â€” are making them a poor option for consumers. But t…

Credit Tips

Bankruptcy : How to Avoid it

Wed, 14 May 2008 17:45:15 +0000

Are you worried about your current level of spending?. Is more money flowing out of your bank history than is coming in? that state of affairs is made worse with the increasing interest rates that are breaking the roof. Many citizens are now starting to feel as though they will never be able to clea…

Credit Tips