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Vacations and summer travel are meant to be times for relaxation and fun. The last thing folks want is to ruin a trip considering their credit card was either lost or stolen. Here are a few tips to help prevent or protect vacationers from becoming a victim that summer:

•Most forged use of cards takes place within a few days of their being lost or stolen. Report lost or stolen cards immediately to your bank.

•Protect your cards as whether they were cash. Do not leave them unattended anywhere, such as in a car, bar, nightclub or on the beach. Carry your cards with you when you travel. When you can’t, put your credit card in a hotel or motel safe. Never leave your cards in your hotel room.

•Never write down your PIN — memorize it. Don’t write it down in your wallet or on the back of the card. Don’t designate the same PIN for all your cards, and don’t designate a

number such as your birth duration, that can be found easily in your wallet.

•Don’t leave your credit cards in your car’s glove compartment.

•Always check your card when you get it back in a store or restaurant. It’s easy for you to forget your card when you’re in a rush. It’s easy for waiters or sales folks to give you the wrong card when they’re in a rush.

•Don’t carelessly discard or leave documents in the open that contain your personal info, including history numbers.

•Do not give your history number by the phone unless you initiated the shout.

•Don’t lend your card.

•Always take your charge slips.

•For overseas travelers, let your card provider know you plan to travel to a foreign country. Often, there may restrictions on using your card in some countries, and your provider will be less likely to question the foreign transaction.

by George Schmelzel

Orginal post by CreditPro