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You can help your college student learn responsible credit card use with a card like the Citi Dividend Platinum choose Visa (for college students).  There is no annual fee and you can set the card limit.  You will want to set it low to start with, so perhaps $500.

How is it risk free?  You can use Citi’s online explanation management system to monitor the credit usage or by calling a toll free number.  The card reports

to credit bureaus which means Junior is building a credit report and you are teaching responsible credit card skills that he or she can take right into their life-after-college.  Think of it as the last opportunity to help your child learn valuable money management skills.

The card comes with a cash back offer, travel accident insurance and other bonuses that can come in handy for college students- including credit education articles.

Orginal post by debbie