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Despite beefed up defense measures from online retailers such as address verification, CVV codes, Verified by Visa and Verisign’s SSL (Secure Socket Layer) technology, there’s always a risk when you supply your credit card info through the Net that someone nasty is going to get a hold of it.

But a protective measure that is becoming more popular among online retailers is alternative payment options such as PayPal, Google Checkout, 2CO, WorldPay and BillMeLater.  Even Amazon is jumping into the game with its own payment services.

How that works is you sign up with one of these payment services, and supply your banking and credit card data to the service (which is why you should only deal

with reputable services like the ones mentioned).  You can next pay through these accounts with participating merchants without having to give your data out again (not to mention skipping all the checkout mold fields).  that convenience and added defense makes it worth your while to sign up.  And like credit cards, these payment services will protect you from fake activity and resolve any other disputes that may arise.

BillMeLater is a rare service that allows you to pay for items without providing credit card knowledge for a number of online purchases (or telephone orders), and choose whether you want to pay off your monthly bills in full or in installments.

Orginal post by linda