bad credit score finance erase bad credit debt relief bad credit financing credit score repair credit cards for bad credit bad credit credit card with bad credit repair my credit bad credit mortgage tax bad credit cards bad credit auto mortgage with bad credit bad credit debt consolidation credit repair secrets company credit repair credit credit repair programs bad credit card self credit repair credit cards for people with bad credit credit repair bad credit refinance bad credit credit card how to repair credit bad debt expense credit repair personal finance fast credit repair repair your credit bankruptcy bad credit mortgage bad debt online credit repair bad credit credit cards bad credit mortgages credit report repair bankruptcy credit repair bad credit repair credit repair services legal credit repair bad debt credit score income credit repair help credit card for bad credit

Pre-screened credit card offers detail for a depressingly large amount of junk mail. We’re all familiar with those marketing ploys that congratulate us on our pre-approval, never mind the fact that we can’t be pre-approved for a card we didn’t apply for!

But don’t manufacture the mistake of tossing out these offers like regular junk mail. Left intact, they are tempting targets for identity thieves. These offers should be shredded or otherwise destroyed before they ever hit a wastebasket, lest thieves start accumulating debt on your behalf.

Even better, use Opt Out Pre-Screen to stop receiving unwanted credit card offers. Opt Out Pre-Screen is an official service

in accordance with the Fair Credit Reporting Act, which gives customers the right to decline such mailings.

By filling out the online scheme, you can opt out of pre-screened credit offers for five years. whether you mail in a paper style, you can opt out for good. whether you later change your mind, you can always opt back in. One caveat: It can take weeks or months for the offers to stop coming. But when they do, and you’ve reclaimed your mailbox space, you’ll know that the minute or so you spent filling out the design was a minute or two well spent.

Orginal post by janna