Was 2007 a poor year for you and credit card debt?

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CreditCards.com recommends paying attention to the fine print on credit card contracts, comparing credit card rates and protecting your identity in the new year. Here are some easy and not-so-easy steps to take:

Money management

1. Resolve to pay down your debt. For the fastest

possible payoff, put all additional money toward the debt with the highest interest rate. Plan B, for those who need an early sense of accomplishment: Choose the card with the lowest balance and pay it off first to gain momentum.

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